These classic methods are discussed and a comparison is drawn among these techniques in regard to practicability. Chapter 2 presents traditional evaluation methods of static net present value, sensitivity analysis, Monte Carlo and decision tree. Furthermore, the process and the different phases of a merger or an acquisition are explained. In chapter 1, the term Mergers & Acquisitions (M&A) is defined and the motives as well as the relevance of M&A transactions for different branches are described in detail. However, the use of present values and capitalized values may produce pitfalls in acquisition decisions as strategic investment decisions might be characterized by a wide range of possibilities to react flexibly to a fast changing environment. Therefore, the Real Options approach has been applied very rarely as it has the reputation of high complexity and poor practicability in daily business. For example, future cash-flows are discounted with a fixed risk-adjusted discount rate. There has been an intensive scientific discussion in the past years about the Real Options method for the evaluation of investments and mergers & acquisitions as in practice usually the management tries to capture future developments with static methods of capital budgeting. Inhaltsangabe:Abstract: The objective of this dissertation is to examine the application of Real Options for the evaluation of companies with regard to acquisitions. Mergers Acquisitions A Real Option Valuation Approach Of Investment Decision Under Uncertainty by Marc Zajicek Considered one of the greatest innovations of modern finance, the real options approach is based on Nobel-prize winning work by three MIT economists, Fischer Black, Robert Merton, and Myron Scholes. Whereas the traditional decision tools such as discounted cash flow/net present value (DCF/NPV) analysis assume a “fixed” path ahead, real options analysis offers more flexible strategies. This systematic approach to project valuation helps you minimize upfront investment risks, exercise flexibility in decision making, and maximize the returns. This title presents a step-by-step, practical approach to real options valuation to make it easily understandable by practitioners as well as senior management. The challenge lies in deciding what projects to choose, expand, contract, defer, or abandon, and which method of valuation to use is the key tool in the process. Project Valuation Using Real Options by Prasad Kodukulaīusiness leaders are frequently faced with investment decisions on new and ongoing projects. The aim of this study is to investigate the real options approach for its suitability as a business valuation method and to identify its strengths and weaknesses. The crux of the extension is the evaluation of action flexibilities in the otherwise static method. With the ROA no independent valuation method is presented, but an extension of the familiar discounted cash flow method. For this period, the most of literature that deals with the real options approach comes from. In the boom times of the new economy around the turn of the century was said to have the ROA that it would be a concept that justifies artificial-ly increased corporate values. The real options approach, which was originally used only for the investment calculation can, also be applied to companies because the company valuation represents a special case of investment analysis. Nevertheless, there is a reporting date and the mutual influence of the variables can not be adequately represented. To better match the DCF method to the uncertain development of the future, various scenarios can be simulated with different parameters. This is especially true for young, innovative and dynamic company. The response to newly acquired information can not be taken into account and therefore lead to lower ratings from this approach and all other static approaches. This method is one of the static corporate policies. Most of these approaches are static calculation methods such as the discounted cash flow method. For the valuation of companies, various valuation methods are available. Seminar paper from the year 2013 in the subject Business economics - Business Management, Corporate Governance, grade: 1,6, University of Applied Sciences Essen, language: English, abstract: There are various events to which a company valuation must be created. We only index and link to content provided by other sites. Disclaimer: This site does not store any files on its server.
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And you can walk naked if you want with the power armor stats ! how can I report you for your astounding post. Character builder for Fallout New Vegas computes build stat requirements both retroactively and proactively javascript python vue vuex fallout fallout-new-vegas Updated last week Vue bloptman / caravan-game Star 5 Code Issues Pull requests Single player GUI card game written in C++ using the Qt framework. Decide for yourself by joining the Closed Alpha of Elegos - a moddable RPG - playtesting now! The powerful open-source mod manager from Nexus Mods. Log in to view your list of favourite games. Optional passphrase to protect unwanted cheating. Each new distinct area presents a fresh set of branching-quests, remarkable personalities and more chances to play the Savior or the Pariah to the natives of New Vegas. Open your Fallout New Vegas folder again. Adds the unique revolver, Law Dog, to Hamilton's Hideaway. * Should not be construed as a legally-binding claim. Were very happy to say that the community came out strong in support of Ukraine raising over 6,500 (~$8,474) in direct donations, with some individual donations as high as $100 or even $1,000 - which is just incredible! During the initial 3 turns, each player may only place a "Value" card on an empty caravan on their respective side. honestly i think fnv looks better than the trash that is the fo4 engine. Lonesome Road: Ulysses, the original Courier Six, contacts you and promises to answer why he refused to deliver the Platinum Chip at the start of Fallout: New Vegas, but only if you make one last journey into the treacherous canyons of the Divide. The powerful open-source mod manager from Nexus Mods. I find vegas terrible in terms of graphics and well the usual. Disfruta de una mejor experiencia de juego en PUBG Mobile, CODM, Pokmon UNITE, Free Fire Max y ms. Caravan is a mini-game from the famous videogame "Fallout: New Vegas". Since then, weve been listening to your feedback and working hard on new features and improvements. The download was scanned for viruses by our system. Face cards are always attached to a Value card, and do not stand by themselves. Nintendo Genesis Super Nintendo Saturn PlayStation Nintendo 64 Dreamcast PlayStation 2 Xbox GameCube Xbox 360 PlayStation 3 Wii WiiWare. No reviews to fallout? Giving Items to your Player in Fallout New Vegas. When we originally made Collections publicly available, we knew that we still had a lot we wanted to improve on. Open the NVSE, New Vegas Anti Crash, and Plugins subfolders as in the shot directly below. The download is provided as is, with no modifications or changes made on our side. We're super excited to announce that starting next week Halgari - the tool developer best known for the Wabbajack mod list downloader - will become the latest addition to our team here at Nexus Mods. Here's a rundown of what's new in the latest version. The first three cards pulled must be "Value" cards - if not, it will be returned to the You will find an emulator for all of the following operating systems: Android, BlackBerry, iOS, Linux, Mac, Windows, & Windows Phone.Free Emulator doesn't host roms, we only host emulators.This video is meant for educational purposes. He's a very immobile fighter, with little agility or evasive skills, relying on keeping the distances and leading his allies towards victory. However, his physical abilities are not quite as impressive, and he's very vulnerable in direct combat. He's a very precise sharpshooter, using a bow and arrow with sublime accuracy and power. His greatest talent is his trademark Fuurinkazan, a tactical skill that wildly changes the outcome of a battle, granting several key advantages to his side to the point that even their very morale is boosted.Īside from his amazing tactical skills, Tourin is also a more than adept archer, boasting a Bow Combat Lv1 skill. His skill in the art of war is so great even capable and notorious tacticians like Cream Ganoblade admire his talents. While he only has a Strategy Lv1 skill, his gifted intellect has led many to make the claim that he's JAPAN's greatest tactician, a title that is certainly most likely true. He's an incredibly smart man, capable of architecting several strategies by using several unconventional factors at his own advantage. He also gets along pretty well with children or playful individuals, such as Athena 2.0, who he established a casual friendship with prior to the events of Rance IX.īefitting one of the four main Generals of the Takeda House, Tourin is a remarkable master of war. Oddly, Tourin seems to be particularly fond of strange people with weird personality traits, Rance himself being a good example. Rance also seems to tolerate him particularly well compared to most men, probably because he gets along fairly well with those that don't try to go against his wishes, and Tourin is a very reliable ally, although he would still prefer having a woman as his ally over Tourin any day. He recognizes him as an incredibly competent man and thinks highly of him regardless of his flaws. He's also a man with a deep admiration towards honesty and dependability, and actually has an incredible amount of respect and admiration for Rance due to his encouragement of Rance's selfish goals, which Tourin actually admires due to the honesty it would take to admit to them. It is thanks to this that he survived the events of Sengoku Rance, where the other three main members of the Takeda House wanted to fight their last battle and die an honorable death, he chose to not go to the battlefield to survive with indignity just to be able to join the Oda House and work for the sake of the JAPANese the best he can. He's a man of integrity and selflessness, being willing to withstand any shame with pride for the sake of the populace. He believes that it is their mission to do everything in their power to bring the best to the regular people of the country, even sacrificing his own honor. He works in cooperation with his companions for an ideal future for the people, being completely devoted to them. Tourin is a very calmed man, incredibly composed and serious. While he looks like a pretty old man, he's actually only 43 years old. In Rance IX, he now sports a scar over his right eye, which he covers with a wing shaped monocle. He wears traditional light JAPANese armor that is colored mostly blue. He is a middle aged man with short white hair and a thin black moustache who always sports a serious expression. He's well-known for being an incredible tactician and a very skilled archer, being both, a smart and rational advisor in the political affairs, and an excellent commander in the battlefield itself. He later traveled to Helman, where he joined the Helman Revolutionary Army to assist them after he heard they were having trouble breaching the enemy base in Rance IX. Following what he perceived as a great failure on his part, he assisted Princess Kou for a period of time, but later moved to the Free Cities to see more of The Continent. He was the only survivor of the advisors after the crushing defeat Takeda faced in this battle, and joined Rance and the Oda House in an attempt to unify JAPAN and make the best for the country. He got along well with his comrades, with who he cooperates with to make Takeda Shingen the ultimate leader for the Takeda House, however, they were defeated by the Oda House during the events of Sengoku Rance. Sanada Tourin was one of Takeda's four great Generals, being probably the most intelligent of the four and the one that serves as a voice of reason to the inflammable advisers. Using AdWords Editor’s file exporting options, you have a lot of freedom to export all or part of your AdWords account in several different formats – either for data movement purposes or account viewing purposes. If an ad group is selected, you have options to export the account, current campaign, or the current ad group. If a campaign is selected, you have options to export the entire account or the currently selected campaign. For instance, if the account name is selected, from the File menu you have options to export the entire account or export the current view (if exporting to CSV). What exactly you can export depends on what is selected in the left-hand side of the screen. Work Media has used this option on numerous occasions to get client approval for the keywords and ads we are using before launching a campaign. If you have clients or other interested parties who want to see the keywords and ads that comprise an ad group or campaign, you can create an HTML file and give them exactly the information they need. This option is useful for creating a file that can be easily viewed by anyone. The HTML option creates a nicely-formatted HTML option that can be viewed in a web browser. This is useful for analytical types that like having all the data displayed for them in one big file. The CSV option creates tab-delimited text files which can be opened up in spreadsheet software such as Microsoft Excel. Grab the sheet Bulk Ad Performance Checker This bulk ad performance checker monitors the effectiveness of Facebook Ads, Google Ads, and Microsoft Ads budgets. The other two export options, “Export to CSV” and “Export to HTML” are for exporting the data to look at in other programs. The Adwords Ad Planning spreadsheet assists you in planning your Adwords campaigns. aes files are created by using the “Export for Sharing” option to export your data, rather than “Export for Archiving”. On the new computer, you would use the File/Import Account Snapshot links to import the data into AdWords Editor. aea file) to your computer, then move the file to another computer. For example, if you wanted to move your account and data settings from one instance of AdWords Editor to another, you could export the account data with the Export for Archiving option, save the file (a. They both export AdWords Editor data in a format that can be re-opened in AdWords Editor. The “Export for Archiving” and “Export for Sharing” options do essentially the same thing. File exporting options are available via the File link on the main menu at the top of the interface, or by right-clicking on an account, campaign, or ad group name. To put it simply, I’d be toast without it.Īnd because of that, I want to let you in on my favorite AdWords Editor benefits that have worked tremendously well for me to move the needle in the right direction when it comes to better performance.īefore we get into the details, grab yourself a download of AdWords Editor (if you don't already have it) so you can follow along.Google AdWords Editor lets you export AdWords account data in several different formats – as a CSV file, as an AdWords Editor archive file, as an AdWords Editor sharing file, and as an HTML file. If you're building out new ad groups, campaigns, or testing new ads or keywords, the AdWords Editor is where you need to turn. The only time I use the regular interface is to make adjustments based on data feedback. Having worked with quite a few accounts, it’s amazing to me how many have never thought about using the AdWords editor before. And with so many AdWords Editor benefits available, it’s easy to quickly see the value of being able to create an AdWords account in 75% less time compared to using. Views including inactive accounts, foreign
The Game Awards recognizes that many games are ongoing services that evolve over time with new content, features, and improvements. Here’s a tidbit from the official Game Awards website that could be used to defend Among Us‘s inclusion: All it really affects is how people see the legitimacy of the whole thing-perhaps troubling to the show producers, but does little for the average player. However the show wants to manipulate its rules or provide a little love for an indie darling is within its own rights to do so. I’m simply trying to provide discussion over a strange loophole in an award ceremony that some don’t even find that credible. It seems counterintuitive to start this by immediately countering my initial question, but I feel it’s important to note that, despite whatever people may take from this, it’s not something that should be taken like a smoking gun. The bigger question thus becomes: does it hurt the integrity of the awards?ģ) So Why Is Among Us a Nominee? Refuting the Claim The game that has defied its own expectations nearly two years after release may have set a precedent that forced the Game Awards to go against its own rules. I’ve taken it upon myself to research the details as to why Among Us was even nominated for the 2020 Game Awards, outside of the obvious “It’s too popular to ignore.” And from all that I can gather, there’s nothing to refute that very obvious claim. However, those aware of a certain detail will squint at its very inclusion in the show: it was released in 2018. It should come as no surprise given its popularity that Among Us would become a nominee for the upcoming 2020 Game Awards-Best Multiplayer Game and Best Mobile Game. A game where you sneakily murder crewmates and attempt to lie your way out of trouble is a phenomenal premise for friends around the world. Somewhat later, Among Us began its rise to being known to just about every corner of the internet, thanks to well-known streamers. Animal Crossing: New Horizons‘s release coincided with the very beginning of COVID-19’s spike in the U.S., timing that may have aided in the game’s outstanding sales numbers. In a year ravaged by one of history’s most widespread and disastrous pandemics, humanity took solace in games. This can inhibit a person’s mobility, which means they will be restricted as to how much weight they can put on the affected area.Ĭonfirmation of a hairline fracture diagnosis may come from an X-ray.Ī doctor will do a physical examination first, where they will assess the person’s reaction to pressure on the affected area.Ī doctor may confirm the diagnosis using medical imaging techniques including: The pain from a hairline fracture will intensify when the person engages in activities that put a strain on the injured bone. Symptoms are different from those of a more severe fracture or break when a person often feels a sharp pain immediately. Diet imbalances: Weakened bones can develop from diets that lack nutrients essential to bone health, such as calcium or vitamin D, increasing the risk of hairline fractures occurring.Previous hairline fractures: A hairline fracture causes the bone to be more susceptible to fractures reoccurring.Bone problems: Conditions that weaken bones, such as osteoporosis. This can also be exasperated by low quality or worn out footwear. Anatomical abnormalities: Some abnormalities can intensify the strain on particular bones, such as having flat feet or high arches.Gender: Hairline fractures are more common in women, particularly those with irregular menstrual cycles.It is important to remember that these injuries can occur regardless of physical fitness.Ĭertain factors are associated with an elevated risk of developing hairline fractures, these include: Hairline fractures can also develop as a result of sudden or disproportionate changes to the intensity, duration, frequency, or type of physical activity. High impact sports entail the most significant risk of hairline fractures, including: Eventually, this stress can cause a hairline fracture to develop. However, when strain is continuously placed upon a bone, over time, microscopic cracks, known as hairline or stress fractures, can develop.įor example, engaging in long-distance running will expose bones in the lower leg, ankle, and foot to a persistent level of strain that increases over time. This means that bones can bend slightly to absorb some of the impacts that activities such as running, jumping or walking have on the bone itself or its joint socket. Pain may be reduced using common painkillers, such as paracetamol.Ĭontinuous strain on a bone may cause hairline fractures.īones are rigid in maintaining their structure but have a degree of elasticity that allows them to react to specific movements.Feelings of pain from light to moderate pressure can indicate a hairline fracture.They can be hard to notice, but a dull pain often develops over time.Hairline fractures can occur from overuse or repetitive activity.Physical/Occupational Therapy & Rehabilitation.Physician Assistants & Nurse Practitioners. I like the clear back and black perimeter (orange inside lining) of the case. Only minor cracks to my applied screen protector.ģ) Simple design/color. With the case, nothing bad occurs with a drop to the actual phone. The back plastic appears to be pretty sturdy and more high quality than typical plastic cases out there. The only con with that is that there can be dust/slight smudges seen if viewed very closely and you can see slight reflections (which may not totally be a bad thing).Ģ) I like that the case seems pretty sturdy. I wanted to flaunt the solid white back that I got for my Iphone 11 pro and it allows me to do that. The only negative things are fairly minor and can be the case with most other similar cases.ġ) Firstly, I like that the back is clear. I rate it this way because I have way more things that I like about it than not. Reviewed in the United States on 21 September 2019 Minimalist case dream, but also minimal protection If you need something to protect it from many things than I might consider something a little bit stronger. If you are truly looking for minimal coverage or thin and sleek design to protect your phone so you do not make it too bulky I would recommend this. I love that it comes with a guide and several screen protectors. I have personally bought this for my iPhone X max and it has already saved my phone once. My suggestion is: Maxboost Screen Protector for Apple iPhone Xs & iPhone X & iPhone 11 Pro (Clear, 3 Packs) 0.25mm Tempered Glass Screen Protector with Advanced Clarity Work w/Most Case 99% Touch Accurate. If you were to purchase this case I would highly suggest buying a screen protector. As well, the inside bumper is great itself for absorbing any falls to the sides but there is no true bumper protecting the screen from cracking. Yes the covering is clear so you can see through it but my dislike with this is that the plastic itself looks like it can scratch easy. The reason for me giving it 4 stars is because I don’t feel the case itself would provide optimal or great security of the phone. The case itself is very minimal and thin. The price of this item is very fair and beyond reasonable. However, for the price it would be pretty hard to find a case that offers this protection and form factor all wrapped into one. There’s no military specification drop protection rating with this product, so, unless it happens, there’s no way to know from what height will my phone be protected and what height will my phone be a mangled mess. I haven’t dropped my phone so I can’t attest to how well it will protect your phone and what condition your phone will be in if you happen to drop it in this case, but the rigidity makes me hopeful for the amount of protection that it offers. I would never feel comfortable having this phone in my pocket or bag without a screen protector. I would HIGHLY recommend getting a tempered glass screen protector to go with this case because, no matter how well this case may protect your phone if you happen to drop it, it offers no true protection for your screen other than the ‘lip’ that surrounds the screen. I love that the back is see-through so that the color that I’e chosen can be on virtually full display while being nearly fully encapsulated in this case. I normally don’t like or trust cases this thin (I’m much more of an Otterbox Defender type of guy), but this is maybe the most rigid thin case that I’ve had the pleasure of using! I like the orange ‘bumpers’ (for lack of a better word) that hug your iPhone 11 Pro and ensure it stays securely in the case, and the cut-outs for the camera, mute switch, speakers, and lightning cable were done just about perfectly, and the raised cut-outs for the volume buttons and power button are well done. Oklahoma was shut out 34–0 by a more experienced team from the Oklahoma City High School in what was the Sooners' only game that season. Harts, a student from Winfield, Kansas who had played the game in his home state. The first football game in the university's history was played on December 14, 1895, 12 years before Oklahoma became a state. It has been suggested that this section be split out into another article titled History of Oklahoma Sooners football. In February 2023, the Big 12 announced that the schools had negotiated a combined $100 million early termination fee in order to leave for the SEC in 2024, prior to the expiration of the media rights deals and a year earlier than initially intended. On July 26, 2021, while showing interest in joining the Southeastern Conference (SEC), the University of Oklahoma and the University of Texas sent a joint letter of intent to the Big 12 Conference stating that they do not intend to extend their media rights contracts with the conference, which are set to expire after the 2024 season. Brent Venables is the head coach and has served since 2022. The Sooners play their home games at Gaylord Family Oklahoma Memorial Stadium in Norman, Oklahoma. Oklahoma is also the only program with which four coaches have won more than 100 games each. In addition, the school has had 29 former players and coaches inducted into the College Football Hall of Fame and holds the record for the longest winning streak in Division I history with 47 straight victories. The program claims seven national championships, 50 conference championships, 167 first-team All-Americans (82 consensus), and seven Heisman Trophy winners. As of the end of the 2022 season, Oklahoma has appeared in the AP poll 882 times, including 101 No. 725 winning percentage, both sixth all time. The program began in 1895 and is one of the most successful in history, having won 934 games and possessing a. The team is a member of the Big 12 Conference, which is in Division I Football Bowl Subdivision (formerly Division I-A) of the National Collegiate Athletic Association (NCAA). The Oklahoma Sooners football program is a college football team that represents the University of Oklahoma (variously "Oklahoma" or "OU"). Please discuss this issue on the article's talk page. Please consider splitting content into sub-articles, condensing it, or adding subheadings. Its current readable prose size is 45 kilobytes. For the iOS faithful, check out our roundups of the best iPhone apps and the best iPad apps.This article may be too long to read and navigate comfortably. We didn't forget about iPhone and iPad users. Taken together, our collection is a snapshot of the Google Play Store's best apps at the time of writing. If your wallet is feeling a little light, know that many of the entries in both lists are free.Įach recommended app is excellent in its own way. If so, take a look at our list of 10 must-have Android apps to cover the basics. If this is your first time with an Android device, perusing over 100 apps might be overwhelming. For those, check out our separate list of the best Android games. Note that we don't include any games in this roundup. In search of a dependable word processor that'll keep you productive while on the go? There's an app for that, too. Need an entertaining streaming video service? There's an app for that. These 104 recommended apps are organized into 13 categories, including music, productivity, security, and utilities, so it's easy to find ones that suit your mood. There's a titanic quantity of apps to download from the Google Play Store, but which ones are worth their salt? We’ve assembled this list to help you discover worthwhile apps, so read on: You may find something you didn’t even know you needed. Unfortunately, finding the best Android apps to install can be a challenge. With the right app, you can transform your humble cell or slate into a mobile movie theater, work station, art canvas, recipe manager, and so much more. They entertain, let you work from any location, and keep you connected with friends, family, and coworkers. How to Set Up Two-Factor AuthenticationĪndroid tablets and phones are technological marvels that have reshaped our social landscape.How to Record the Screen on Your Windows PC or Mac.How to Convert YouTube Videos to MP3 Files.How to Save Money on Your Cell Phone Bill.How to Free Up Space on Your iPhone or iPad.How to Block Robotexts and Spam Messages. Most companies do not want to think of an employee stealing, but video surveillance is a good start if you have a suspicion or want to prevent the action. When criminals see surveillance cameras or employees know surveillance is in place, it discourages criminal activity. The footage from the surveillance cameras is one of law enforcement’s best investigative tools for business-related criminal activity including theft and vandalism. Cameras can be placed within the company to watch both customer and employee activity. When installed in company parking lots and outside the physical building they can record the suspicious activity and allow company security officers or others to safely ensure employees and patrons reach their vehicles. The Honest and Unvarnished Truth.Video surveillance security cameras protect your business, employees, and customers both directly and indirectly. Top 10 Reasons You Should Stop Paying Your Unaffordable Private Student Loan These Private Student Loans Can Be Easily Discharged in Bankruptcy The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line How Do I Get Out of Debt Quickly? Change Your Mindset. The Ultimate Guide to Dealing With Student Loans You Can’t Afford How to Try to Get a Refund From a Debt Relief Company Why Income-Based Student Loan Payments Can Be a Terrible TrapĬan I Send a Cease and Desist Letter to a Debt Collector? Those That File Bankruptcy Do Better Than Those That Don’t Major Changes to All Your Federal Student Loans to Be Eliminated in Bankruptcy My Guide to Getting Out of Debt With Proven Methods and Smart Ideas Update 2 On The Make Money With a Side Hustle Project. However, if you get a Xact mailer like the one shown above, it will make sense to understand what you might be applying for before you turn over your personal information. Hey, if you want to take out a payday loan with steep interest rates, that’s up to you. Others have targeted small businesses.” My Best Advice The payday lender CURO was also using OCC-supervised Stride Bank for rent-a-bank schemes but recently stopped. At least 10 high-cost consumer lenders (American First Finance, Axcess Financial, Check Into Cash, EasyPay, Elevate, Enova, LoanMart, OppFl, Personify Financial) are using five FDIC-supervised banks (Community Capital Bank, FinWise Bank, First Electronic Bank, Republic Bank & Trust (Kentucky), TAB Bank). Lenders pick and choose where they lend, generally avoiding states that vigorously enforce their laws. The NCLC site says, “Rent-a-bank schemes are of questionable legality. Check ‘n Go also directly offers high-cost installment loans in several other states.” – Source Xact loans are offered in several states that do not allow installment loans at those rates. The guide says, “Check ‘n Go offers the Xact installment loan through FDIC-supervised Capital Community Bank. See also Why Did Check 'n Go Lend Me So Much Money? - Christian APRs will vary depending on credit qualifications and loan amount.” In the small print on the website, I found “Annual percentage rate “APRs” range from. If you have junk mail you’d like to sell, click here. This mailer was sent to me through my I Buy Junk Mail program. The mailer did not seem to talk about interest rates so off to the Xact site, I went. The mailer mentions “no in-store hassle” and the website says “Loan due date aligned with payroll date” and for me that sounded a bit like a payday loan. There were a few key phrases that made me want to know more. I admit the mailer is a bit blurry but the mailer alone was enough to start me digging. A wonderful reader sent in this mailer from Xact which is a great example of the type of advertising that always makes me want to know more. |